Money Saving Tips

Couponing at Target

How’s this couponing thing sinking in for ya’ll so far? Good hopefully! I know it seems like a lot but I promise that once you get the hang of it it will be easy peasy, even for several different stores. Trust me when I first wanted to learn how to do this I was so overwhelmed and had no idea where to start, now that I’ve pretty much got it figured out I have no idea why I stressed so much.

On to one of my favorite stores, Target! Who else loves Target as much as me?! Everybody? I thought so ūüôā Not only do they have¬†super cute clothes and home decor stuff but it is a goldmine for saving money!

Target Apps

Target has 2 different apps that are very useful when it comes to couponing. First there’s Cartwheel. Basically you select offers on the app and redeem at the register. Mostly its percentage off certain items, but there are sometimes coupons on there as well. These are generally manufacturer coupons, it will say on it whether it is or not, and they are single use. Once you have selected the offer then when you go to checkout you’ll scan the barcode found on the app and it will take off any matching offers (always Cartwheel scan first before any other coupons). It does have a limited amount of spots to select offers but there are way of unlocking more spots, like saving a certain amount of money etc. All this is found in the app.

There is also the regular Target app. This one is not totally necessary but I find it super helpful. It will show you the price of items, where they are located in your store, and if they are in stock or on sale. (Note: This is not 100% accurate, the item you are looking for might be out of stock even if it says in stock on the app. Always check with an associate just in case). It will also show you if there are any promotions related to that items. Ex. Buy 3 get $5 gift card, or 10% savings on Cartwheel.

On both apps there is an option to scan the barcode of the item in store and it will show you price and any available promotions.

Target is great for couponing in that they allow you to stack Target coupons, with manufacturer coupons, and with Cartwheel offers. What?!

A couple of things to note about Target’s coupon policy:

  1. They only allow 4 like coupons per transaction. So, for example, you could only use four $2 off Tide Pods coupons. You could use a whole stack of coupons in a transaction, but you could only use 4 of each. This is a system requirement, it has nothing to do with cashier preference.
    1. Also, if you happen to be using a MFC (manufacturer coupon) from the Cartwheel (CW) app, this counts towards your 4 coupon limit. Ex. One $3 Huggies coupon on CW and three $3 Huggies paper coupons
    2. If you want you can do multiple transactions as allowed.
  2. You can use coupons on clearance!
  3. Target does not give overage, if the coupon is more than what the item costs, the coupon will reduce to the amount of the item.

Now for a deal breakdown example.

Buy 4 Axe deodorant at 3.99 each, receive $5 gift card.

  • Use four $1.50 off Axe deo coupons,
  • Pay $10.78 (with tax) out of pocket
  • Receive $5 gift card.
  • Like paying $5.78 or $1.45 each!

Remember you can roll gift cards at Target. So if you already have a gift card, you can use it to pay for a coupon transaction that will result in another gift card.¬†Note: It is a good idea to¬†combine your¬†gift cards together if you end up with more than one so you don’t lose one or forget about it.¬†You can do this at the register or at customer service.¬†

Registry Coupons

When you create a registry at Target they will send you a 15% off coupon on your remaining items on your registry. I am pretty sure this applies to both baby registry and wedding registries. You can use this coupon together with other promotions for even more savings. I always encourage friends to register for every size of diaper and different size packages. That way you can use the coupon on a diaper deal. You can do this online instead of standing in the store scanning each type of package. Up to you which you prefer. 

  • Your registry gift bag usually has pretty good coupons in it as well as samples. Don’t forget to ask for it when you create your registry.

Another thing you can do with gift card promotion is double stacking them. For instance, “Buy $100 of Baby Stuff, Get $25 Gift Card,” and they are also doing “Buy 2 Huggies box Diapers, get $10 Gift Card.” You can do both of these at the same time and receive multiple gift cards.

Diaper Deal:

  • Buy 4 Huggies box diapers at $24.29
  • Buy 2 Huggies single wipes at $1.97
  • Total before coupons = $101.10
  • Scan registry coupon – 15.17
  • Use four $3 off Huggies – 12
  • Use two $.50 off Huggies wipes – 1
  • Pay $72.93 + tax out of pocket
  • Get one $25 gift card
  • and two $10 gift cards
  • Like paying $27.93 + tax for all of that!


There you have it! Those are some generally guidelines to get you started saving money at Target! If you have any questions please feel free to leave me a comment or shoot me an email!

Happy Couponing!




Money Saving Tips

Saving Money at CVS

Now that I’m back from Vegas, I have to start saving some money again! Blackjack turned out to be a lot more fun than I thought it was going to be.

When I first started shopping at drugstores like CVS, I had no idea why people would shop there at all. The prices are so much higher then other stores and I didn’t think that it was possible to save money. Boy was I wrong!¬†Now it is one of my favorite places to coupon at.

First of all, you need to sign up for a CVS member card and download the app, (app is optional but I find it to be very helpful). Once you are signed up then you will get emails with coupons in them! The main idea when couponing at CVS is to combine sales that give ecbs (ExtraCare bucks – sort of like a gift card/coupon), with manufacturer coupons, and CVS basket coupons if you received some, to get awesome deals!

Periodically, CVS will send coupons in their emails, typically on Thursday. These are usually either basket coupons, which is a coupon for X amount off Y total. Like, save $3 off $15 purchase or $6 off $30 purchase. Sometimes it is a percent off coupon. The app usually gets new coupons on Thursdays too so always check! >Tip< When you get coupons in the email, it will have a send to card date. Wait until that date to send it to your card unless you’re going to use it right away. That way the expiration date is a tad longer if you’re waiting for the next week’s deal.

CVS also has a kiosk in-store that you scan your CVS card or enter your phone number and it will print coupons also. Sometimes the coupons that print there are different than the ones on the app so always check both.

Now lets get into some couponing.

CVS runs promotions where you buy a certain amount of items and receive a coupon to use on your next purchase, called an ECB or ExtraCare Bucks. These coupons do expire so write yourself a note or put it somewhere you won’t forget it. You can use coupons with these sales to save more money. CVS also allows you to use their coupons with manufacturer coupons.

For example:

Scott Paper Towels on sale for 3 for $15 with a buy 3 get $5 ECB

  • Use three $1 off Scott paper towels manufacturer coupons.
  • You might also have a $2 off an $11 purchase of paper towels in your app!
  • Pay $10 + tax, receive $5 ECB. So it’s like paying $5 for 3 packs of paper towels!


A few things to remember:

  • You can use your ExtraCare Bucks on any purchase that is at least the same amount as the coupon before taxes. So if your total is $10.71, then you can use a $10 ECB on this purchase.
    • Keep that in mind when planning your deals and using other coupons with it.
    • What I like to do is use ECBs on a purchase that will give me more ECBs so I can keep the savings rolling.
  • Give all of your coupons to the cashier, or at least let her know if you have ECBs as well.
  • If CVS is out of the item you are looking ask for a raincheck. This will enable you to get the item at sale price and/or get the ECB deal later on when the deal is over and the item is in stock again.
  • If your ECB doesn’t print, check and double check your receipt. Make sure you purchased the correct items and spent the right amount. If everything checks out then speak with the cashier and/or manager and they can force print an ECB for you if need be.
  • UPDATE:¬†Remember that when couponing at CVS, there are limits to how many times you can do a deal to receive ECB’s. Often it is limit 1, I have seen a few that were 2-4. It will state limits on the ad and on the yellow tags in-store I believe.


One last thing to remember>

  • CVS has a 98% rule when it comes to ECB deals. For instance, the deal is buy $30 worth of Huggies – receive $10 ECB. Say you buy 3 packs of Huggies at $9.99 each bringing your total to $29.97 before taxes. Your $10 ECB will print even though you technically did not reach the $30 criteria because of this rule. Great huh?!

Sorry I don’t have any good graphics, I’m still trying to get the hang of this blogging thing. If you have any questions please don’t hesitate to comment or email me!

Happy Couponing!




Money Saving Tips

Couponing 101

I love to save money. Yes, I know what you’re going to say. Everyone likes to save money! But I love it. I watched several episodes of TLC’s Extreme Couponing and I was hooked. Now actually figuring out how to do it was a different story. After pouring over Pinterest post after post and trying and failing, I finally, sort of kind of, consider myself a Coupon Queen.

Couponing helps me to afford nicer things for my family. As a one income household¬†we do our best to make money stretch! Before couponing, I would buy the cheapest cheap stuff, cheap laundry detergent, cheap shampoo, you get the idea. Now, with couponing, I can get better brands for way less than even the cheapy stuff.¬†And it enables me to be able to buy stuff for my family that I can’t coupon for.

But one thing I love almost as much as saving money, is helping others learn how to save money! So I am starting a Couponing 101 series. I’m not going to guarantee an Extreme Couponing experience, those are very unrealistic. I can show you how to realistically save money on everyday items for your family. Stay tuned for several posts where I will cover basic couponing at some of our local stores! I am planning a Coupon Class for those who need a more hands on approach but for now this will get you started. Subscribe for email updates about these posts!